Terms of Service

Our Agreement with You

These Terms of Use govern your relationship with Hook and your use of our website, mobile app, and services.

Last updated: September 11, 2025

Introduction

These Terms of Use (“Agreement”) are between you and Hook Technologies Limited (“Hook,” “we,” “our,” or “us”). It governs your use of the Hook website, mobile app, and services (the “Platform”).

Hook is duly registered with the Nigeria Data Protection Commission (NDPC) as a Data Controller of Major Importance in line with the Nigeria Data Protection Act, 2023. We also comply with the Ghana Data Protection Act, 2012 (Act 843) and maintain registration with the Ghana Data Protection Commission (DPC) where required. This ensures your personal data is collected, stored, and processed in line with applicable national standards.

1. Acceptance of Terms

By registering and opening an account with Hook, you have unconditionally agreed to and accepted our terms of use. If you do not agree with any of these terms, please desist from using the Hook website, app, and its services.

Please note that these terms may be revised and reissued at any time. Your continued use of the Hook Platform will be deemed as an irrevocable acceptance of any revisions. Notwithstanding the above, we will strive to notify you of changes to these terms which significantly affect your rights and obligations. Such notices shall be sent to the email address you provided as part of your account registration and it is your responsibility to keep your contact information up-to-date.

2. Our Products And Offerings

Hook as a platform bridges the gap between individuals who need liquid cash and businesses who need discounted gift cards as a payment alternative. We provide services using our website (hook.ng), mobile app, and API (all together referred to as “Hook Platform”).

Our services enable individuals to exchange gift cards and vouchers for cash equivalent (herein referred to as ‘customers’ or ‘clients’ or ‘users’), and also enable businesses to get discounted gift cards as payment alternatives (herein referred to as ‘partners’).

3. Eligibility

To be eligible for the use of Hook Platform, you must:

  • Complete the registration process.
  • Not be less than 18 years of age as an individual and must possess the authority to accept the terms of use on behalf of or if it’s a company.
  • Not have been previously suspended or banned from the use of Hook Platform.
  • Pass all KYC and compliance requirements.
  • Not violate any law and regulation applicable to you, including but not limited to regulations on anti-money laundering, anti-corruption, and counter-terrorist financing.

4. Identity Verification

You hereby authorize Hook to, directly or through the use of a third party or parties, make any inquiries we consider necessary to verify your identity and/or your transaction and/or protect against fraud, including to query identity information contained in public reports (e.g., your name, address, past addresses, or date of birth), to query account information associated with your linked bank account (e.g., name or account balance), and to take action we reasonably deem necessary based on the results of such inquiries and reports. You further authorize any and all third parties to which such inquiries or requests may be directed to fully respond to such inquiries or requests.

5. Security of Account

Hook remains committed to the security of the platform, user data, and user assets, however, it is important that Hook users treat the login credentials used to access the platform as confidential information and avoid disclosure to any other party, or parties. As a user, you hereby agree that you are totally responsible for the security of your account and its login credentials.

Hook shall not be liable for any loss or damage caused by authorised or unauthorised use of your login credentials. You hereby acknowledge that you understand that Hook will never ask for your login credentials via email, SMS, social media, instant messenger, or any other channel.

6. Transaction Cancellation and Refund

Transactions on Hook may be cancelled within a certain time window if requested by a user. Transactions may also not be cancelled after a certain time window. You understand that the time window is totally dictated by Hook, and generally depends on the transaction status and the processing stage. You invariably agree that Hook ultimately dictates if a transaction may be cancelled or not.

Hook may also cancel a suspicious transaction, or if we believe it’s beyond our risk appetite, or if you are unable to provide all required information (like a purchase receipt) to verify the authenticity and legality of your transaction.

7. Transaction Modification

Hook may modify a transaction if submitted with wrong transaction details (perceived or otherwise). By using Hook, you agree that Hook may also modify your transaction in its best interest, or in your best interest, notwithstanding, our quality assurance policies ensure that you are satisfied as a user.

8. Prohibited Activities

The use of the Hook platform, or its services, or provided API prohibits that you:

  • Breach its terms of use or privacy policies.
  • Attempt to trade in an asset that was not legally obtained by you.
  • Facilitate, engage or partake in any fraudulent activities including but not limited to any actions to defraud Hook, its users, or any individual or company.
  • Breach any laws and regulations applicable to you.
  • Act in a defamatory or harassing manner to Hook, its agents, or its users.
  • Provide false personal information.
  • Carry out automated activities that consume an unreasonable amount of Hook’s infrastructure.

You hereby acknowledge that Hook reserves the right to restrict or terminate access to your Hook account or take legal actions upon the reasonable suspicion or conviction that you have carried out any of the prohibited activities.

9. Proprietary Rights

You acknowledge and agree that Hook is the exclusive owner of all intellectual property rights, including the Hook Platform, services, logos, trade names, brand names, designs, and necessary software used in connection with the Hook Platform. However, any proprietary rights associated with third-party logos, trade names, brand names, and designs shall belong to those third parties.

The Hook Platform may feature proprietary logos, service marks, and trademarks owned or used by the Company or others. Hook is not granting you any licence to use these proprietary marks by displaying them on the Platform, and unauthorised use may violate intellectual property laws.

You understand and acknowledge that Hook owns the Hook Platform, and these Terms and Conditions do not transfer any ownership, rights, or title from the Hook to you or any third party.

10. Privacy Policy

By using the Hook Platform, you acknowledge and agree to be bound by the terms of our Privacy Policy, which is incorporated by reference into these Terms and Conditions and can be found here.

Our Privacy Policy outlines the collection, use, and disclosure of personal information and other data by the Hook Platform. You are responsible for reviewing our Privacy Policy to understand how we use your information and data.

We may update or revise our Privacy Policy from time to time, and any changes will be effective immediately upon posting the revised Privacy Policy on the Hook Platform. By continuing to use the Hook Platform after any changes to the Privacy Policy, you agree to be bound by the updated or revised Privacy Policy.

11. Account Monitoring, Suspension, or Termination

Upon probable cause to believe that you have acted in violation of these Terms and Conditions or:

  • That any content or material or asset submitted or shared by you in or through the Hook platform violates these Terms of use or the intellectual property rights, other property rights, or the right to privacy of any third party.
  • We have reason to believe that your use of the Hook platform is in violation of any applicable law or regulation, or that you are using the services in a fraudulent manner or otherwise contrary to the purpose of this Agreement.
  • We have reason to believe that you have supplied false, misleading, or deceptive information in connection with your registration, identity verification, transactions, or any other use of the services, either to us or to another user.
  • You have not responded to our inquiries or supplied the information requested by us within a reasonable period of time.
  • We are required to do so under any applicable law, regulation, or an order issued by an authority.
  • If we determine that you have at any previous point in time violated this Agreement or any other agreement that you have entered into with us.

Upon the occurrence of ANY of the above, Hook shall immediately close, suspend or limit your account.

12. Grievance Policy

Hook believes in providing excellent service and strives to be sincere and transparent in its approach to customer service. Your confidence in us is of paramount importance to us and we would never place our personal growth before your interest.

We ensure a simply incredible and user-friendly experience for all our customers and in case of any complaint or concern, we do everything we can to fix them.

Hook has developed a procedure for prompt attention to the grievances of its customers with respect to various issues by setting up a “customer support” and “a dispute resolution mechanism”.

Customers can give their complaints/feedback only by using:

  • The live chat available on our public domain,
  • Calling our official contact number (+234 901 931 2249), or
  • Sending an email to help@hook.ng

You hereby agree that you are aware of our customer support channels, and we’re not liable for any damage or loss as a result of using any other unrecognized channel.

13. Disclaimers and Liability Limitation

  • Hook is not liable for delays or failures caused by events outside our control (e.g., internet outages, regulatory actions, natural disasters).
  • Third-party APIs or services used on the Platform may fail; we are not responsible for their performance.
  • To the fullest extent permitted by law, Hook disclaims liability for indirect, incidental, or consequential damages.

Hook makes use of the best services. Hook does not offer its services through social media. All transactions are done either on our official website (hook.ng), or on our mobile app downloadable on Apple Store or Google PlayStore.

14. Anti-Money Laundering Policy

Hook complies with:

  • The Money Laundering (Prohibition) Act, 2011 (as amended) (Nigeria).
  • The Terrorism (Prevention) Act, 2011 (as amended) (Nigeria).
  • The Central Bank of Nigeria AML/CFT Regulations, 2013.
  • The Ghana Anti-Money Laundering Act, 2020 (Act 1044) and related regulations.

We maintain transaction monitoring, reporting, and KYC processes, including cooperation with regulators such as the EFCC, SCUML, and the Ghana Financial Intelligence Centre (FIC).

15. Governing Law

This Agreement and the rights and obligations of the Parties hereunder shall be governed by and interpreted and construed as follows:

  • If you are in Nigeria, these Terms are governed by the laws of the Federal Republic of Nigeria.
  • If you are in Ghana, these Terms are governed by the laws of the Republic of Ghana.

16. Contact Details

If you have any questions or concerns regarding these Terms of Service, please contact us via:

Approved By Management
Updated this 11th day of September, 2025

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Tag: how to get razer gold card online

  • How Much Is a $100 Razer Gold Gift Card in Naira Today? (August 2026)

    How Much Is a $100 Razer Gold Gift Card in Naira Today? (August 2026)

    Last updated:

    Quick Answer: A $100 Razer Gold gift card is worth ₦140,400 – ₦181,500 on Hook in August 2026. Sell yours in minutes at Nigeria’s #1 trusted gift card trading platform.

    Gift Card Rate Calculator

    Hook.ng Rate Calculator

    Enter your gift card details below to calculate how much naira you’ll be paid, using our live rates.

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    The best gift card rates…

    Listed below are the top gift cards with the best rates on Hook right now, ranked in descending order. This list updates automatically as rates change.

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    About rates on Hook

    Gift card rates specified on this page are accurate as at the time it’s checked. So if you ever wonder “How much can I sell gift cards in Nigeria” or “what is gift card rate in Nigeria” or “what is the best gift card with highest rate”, this is the go-to page. However, rates change continually, and what the gift card rate is at the moment may change in the next minute. If you leave the tab open, always reload the page before checking current rates.

    Hook provides higher than the average rates to convert gift card to naira or cedis, which is because we have the interest of customers at heart. So, you can be rest assured that the rate you see on this page is the best.

    With that said, Hook remains the best site to sell gift card in Nigeria and also the best site to sell gift card in Nigeria and Ghana. On Hook, you can sell iTunes, Amazon, Razer Gold, Steam Card, Google Play, Apple Store, eBay, Walmart, Sephora, OneVanilla, Nordstrom, Target, JCPenney, Best Buy, Nike, Hotels.com, Macy’s, Gamestop, Xbox, Vanilla, G2A, American Express (AMEX), OffGamers, Foot Locker, Visa, Play Station and others.

    What affects gift card rates?

    Gift card rates are always a bit high during the festive period, like December. The end of the year is always a peak period for all industries, especially the e-commerce industry, a lot of businesses just want to stock up, which increases the demand for gift cards.

    Hook gift card rates are above the market average because we have customers’ interests at heart.

    Also, gift card prices increase during the holiday season, when many people are at home. This means more people are likely to play mobile games, which in turn increases the demand for gaming gift cards like Steam, Playstation, Xbox and Google Play.

    However, in response to the end-of-the-year rush, the e-commerce market is bound to adjust, and so the demand for payment methods like gift cards will drop around January. This contributes to relatively lower gift card rates in the early part of the year.

    In short, it’s all demand and supply. But rest assured, Hook will give you the best.

    If you’re wondering how much your $100 Razer Gold gift card is worth in Naira right now, this guide covers everything — today’s live rates, every denomination, what affects your payout, and how to sell safely for the highest value in Nigeria.

    $100 Razer Gold Gift Card To Naira Today

    Current $100 Razer Gold Gift Card Rate in Naira (August 2026)

    Hook offers real-time rates on Razer Gold cards across all denominations. Here is the full rate table for August 2026:

    Razer Gold Amount ($)Naira Value on Hook (₦)Rate per $1 (₦)
    $10 Razer Gold₦14,500₦1,450
    $25 Razer Gold₦42,950₦1,718
    $30 Razer Gold₦46,700₦1,557
    $40 Razer Gold₦49,200₦1,230
    $50 Razer Gold₦68,900₦1,378
    $100 Razer Gold₦140,400 – ₦181,500₦1,404 – ₦1,815
    $200 Razer Gold₦282,500₦1,413
    $500 Razer Gold₦667,000₦1,334
    $1,000 Razer Gold₦1,280,000₦1,280
    $2,000 Razer Gold₦2,480,000₦1,240

    Rates are updated in real time on Hook and may change throughout the day. Always confirm the live rate in the app before trading.

    Razer Gold eCode vs Physical Card: Which Pays More?

    Not all Razer Gold cards fetch the same rate. The card type makes a real difference to your Naira payout:

    Card TypeRate AdvantageProcessing Speed
    eCode (Digital)Higher — preferred by platformsInstant (seconds)
    Physical CardSlightly lower — manual check neededMinutes to hours

    Pro Tip: If you have a choice, always opt for Razer Gold eCodes. They verify instantly and consistently pay more Naira than physical scratch cards.

    How Does a $100 Razer Gold Card Compare to Other Gift Cards?

    Razer Gold is one of the highest-paying gift cards in Nigeria. Here’s how it stacks up against other popular brands at the $100 level:

    Gift CardValue for $100 (₦)Rate per $1 (₦)Demand
    Razer Gold (Global eCode)₦140,400 – ₦181,500₦1,404 – ₦1,815Very High
    Steam (US eCode)₦125,000 – ₦190,000₦1,250 – ₦1,900Very High
    Apple / iTunes (US)₦90,000 – ₦116,000₦900 – ₦1,160High
    Xbox / PlayStation (US)₦98,000 – ₦100,000₦980 – ₦1,000Medium
    Google Play (US)₦50,000 – ₦100,000₦500 – ₦1,000Medium
    Amazon (US)₦28,000 – ₦74,000₦280 – ₦740Very High

    Razer Gold consistently ranks among the top two highest-paying gift cards in Nigeria, making it an excellent card to hold and trade.

    What Is a Razer Gold Gift Card?

    Razer Gold is a global virtual credit system designed for gamers and digital content buyers. It lets you pay for games, in-game items, and online subscriptions across hundreds of supported titles and platforms — without using a bank card.

    You can use a Razer Gold gift card to:

    • Buy popular games like PUBG Mobile, Valorant, Free Fire, and Mobile Legends.
    • Purchase in-game skins, items, credits, and battle passes.
    • Pay for online subscriptions that accept Razer Gold.
    • Gift gaming credit to friends and family.
    • Convert to Naira quickly through trusted platforms like Hook.

    Key Features of Razer Gold Gift Cards

    • No Expiration Date: Unlike many gift cards, Razer Gold cards do not expire — you can hold them and sell when rates are highest.
    • Zero Redemption or Activation Fees: Redeeming on the Razer platform is completely free.
    • Global Acceptance: Supported by over 4,000 games and digital content platforms worldwide.
    • Two Card Types: Physical scratch cards and instant-delivery eCodes, both tradeable on Hook.
    • High Resale Value: One of the highest-paying cards in the Nigerian gift card market.

    5 Factors That Affect Your $100 Razer Gold Rate in Naira

    Understanding these variables helps you know when and how to trade for maximum payout:

    1. Naira–Dollar Exchange Rate

    This is the biggest driver. When the Naira weakens against the Dollar, your $100 Razer Gold card automatically yields more Naira. Hook’s rates reflect the live parallel market rate in real time. A stronger Dollar means a higher payout for you.

    2. Card Type: eCode vs Physical

    Digital eCodes are faster and safer to verify, so platforms pay slightly more for them. Physical cards require image uploads and manual verification, which adds risk — and lowers the rate marginally.

    3. Card Region

    Global Razer Gold cards (not locked to a specific country) are the most widely accepted and typically command the best rates in Nigeria. Always confirm your card’s region before selling so Hook can calculate your accurate payout.

    4. Market Demand and Gaming Events

    Razer Gold demand spikes during major gaming events — new game launches, in-game purchase sales, and esports tournaments. During these windows, buyers pay premium prices, which pushes your Naira rate higher. Timing your sale to coincide with peak demand can add thousands of Naira to your payout.

    5. Card Validity

    Only unused, active, and fully unscratched cards are accepted. Partially redeemed or damaged cards cannot be processed. Always verify your card is valid before submitting on Hook.

    Why Sell Your $100 Razer Gold Card on Hook?

    Hook is Nigeria’s most trusted gift card trading platform with over 100,000 verified users. Here’s what sets Hook apart:

    • Best Rates in Nigeria: Hook consistently offers the highest Naira payouts for Razer Gold cards — up to ₦181,500 for a $100 card.
    • Instant Payouts: Your Naira lands in your bank account within minutes of card verification.
    • Bank-Level Security: Every transaction is encrypted and protected end-to-end.
    • No Hidden Fees: Transparent pricing — what you see in the app is exactly what you receive.
    • Easy-to-Use App: Available on Google Play and Apple App Store with a clean, simple interface.
    • Rate Calculator: Hook’s live rate calculator shows your exact payout before you commit.
    • 24/7 Customer Support: Real support agents available around the clock.

    How to Sell Your $100 Razer Gold Gift Card on Hook — Step by Step

    The entire process takes less than 5 minutes:

    1. Download the Hook App from Google Play Store or Apple App Store.
    2. Register and verify your account — set up your profile for security.
    3. Add your bank account details for direct Naira payouts.
    4. Tap ‘Sell Gift Cards’ and select Razer Gold as the card type.
    5. Enter your card details — denomination, region, and your eCode or card image.
    6. Review the live Naira payout shown in the app.
    7. Confirm and submit — Hook verifies your card instantly.
    8. Get paid — your Naira is sent directly to your bank account within minutes.

    Download Hook now on Google Play or Apple App Store and get paid today for your Razer Gold card.

    Tips to Get the Best Rate for Your $100 Razer Gold Card

    Follow these proven strategies to maximise your Naira payout:

    • Use eCodes whenever possible — they pay more than physical cards.
    • Sell during gaming events and new game launches when demand is highest.
    • Check the live rate on Hook immediately before confirming your transaction.
    • Hold your card if rates are temporarily low — Razer Gold never expires.
    • Trade larger denominations ($100+) for the best rate-per-dollar value.
    • Sell quickly after the exchange rate moves in your favour.

    Common Mistakes to Avoid When Selling Razer Gold in Nigeria

    Avoid these errors that cause sellers to lose money or get scammed:

    • Buying from unknown sellers: Cards may be fake, used, or region-locked.
    • Sharing your card code publicly: Anyone who sees it can redeem it before you sell.
    • Ignoring exchange rate movements: Selling when rates are low means less Naira.
    • Delaying unnecessarily: While Razer Gold doesn’t expire, exchange rates do change — don’t wait too long once you’ve decided to sell.
    • Using unverified platforms: Stick to Hook — avoid Telegram or WhatsApp traders who promise unrealistic rates.
    • Not confirming card validity: Always verify your card is unused before submitting.

    Safety Tips When Trading Razer Gold Cards Online

    Protect yourself and your money with these essential guidelines:

    • Only trade on verified platforms like Hook — never with unverified social media buyers.
    • Always confirm the correct Hook app or URL before entering any card details.
    • Screenshot every transaction confirmation and keep it for your records.
    • Double-check your card code before submitting — mistakes cannot be reversed.
    • Ignore any offer promising rates far above market — these are scams.
    • Report suspicious activity to Hook’s customer support immediately.

    Frequently Asked Questions (FAQs)

    Q: How much is a $100 Razer Gold gift card in Naira today?

    As of August 2026, a $100 Razer Gold gift card is worth between ₦140,400 and ₦181,500 on Hook, depending on the card type and current exchange rate. eCodes fetch the higher end of this range.

    Q: Can I sell a US Razer Gold card in Nigeria?

    Yes. Global Razer Gold eCodes are accepted and command the best rates. If your card is region-specific, Hook can still process it — just specify the region when submitting.

    Q: How quickly do I get paid after selling on Hook?

    Hook verifies Razer Gold eCodes almost instantly. Once verification is complete, your Naira payout is sent directly to your registered bank account, typically within a few minutes.

    Q: Does Razer Gold expire?

    No. Razer Gold gift cards have no expiration date. You can hold your card and sell when exchange rates are most favourable — one of the key advantages of this card type.

    Q: Do digital eCodes pay more than physical Razer Gold cards?

    Yes. eCodes process instantly with no manual verification needed, so they attract a slightly higher Naira rate compared to physical cards of the same denomination.

    Q: Can I sell a partially redeemed Razer Gold card?

    No. Hook only accepts unused, fully active Razer Gold cards. Partially redeemed or damaged cards cannot be processed. Always check your card balance before submitting.

    Q: What denominations of Razer Gold can I sell on Hook?

    Hook accepts Razer Gold cards from $10 up to $2,000, including $10, $25, $30, $40, $50, $100, $200, $500, $1,000, and $2,000 denominations.

    Q: Are there fees when selling on Hook?

    Hook is fully transparent about its pricing. Any applicable fee is shown clearly in the app before you confirm your transaction — no hidden charges.

    Conclusion

    A $100 Razer Gold gift card is worth between ₦140,400 and ₦181,500 in Nigeria as of August 2026, with eCodes commanding the highest rates. Razer Gold is consistently one of the top-paying gift cards in the Nigerian market thanks to strong gamer demand and high global liquidity.

    To get the maximum Naira value for your Razer Gold card, trade through a verified platform, choose global eCodes when possible, sell during peak gaming demand periods, and always check the live rate before confirming.

    Hook makes the entire process fast, transparent, and secure — from submission to Naira in your bank account in minutes. Download Hook today and get Nigeria’s best rate for your $100 Razer Gold gift card.

    Ready to sell? Download Hook on Google Play or Apple App Store. Get paid in minutes at Nigeria’s best Razer Gold rate.

    Hook.ng  |  Nigeria’s #1 Gift Card Trading Platform  |  help@hook.ng

    Paul

    Admin