Terms of Service

Our Agreement with You

These Terms of Use govern your relationship with Hook and your use of our website, mobile app, and services.

Last updated: September 11, 2025

Introduction

These Terms of Use (“Agreement”) are between you and Hook Technologies Limited (“Hook,” “we,” “our,” or “us”). It governs your use of the Hook website, mobile app, and services (the “Platform”).

Hook is duly registered with the Nigeria Data Protection Commission (NDPC) as a Data Controller of Major Importance in line with the Nigeria Data Protection Act, 2023. We also comply with the Ghana Data Protection Act, 2012 (Act 843) and maintain registration with the Ghana Data Protection Commission (DPC) where required. This ensures your personal data is collected, stored, and processed in line with applicable national standards.

1. Acceptance of Terms

By registering and opening an account with Hook, you have unconditionally agreed to and accepted our terms of use. If you do not agree with any of these terms, please desist from using the Hook website, app, and its services.

Please note that these terms may be revised and reissued at any time. Your continued use of the Hook Platform will be deemed as an irrevocable acceptance of any revisions. Notwithstanding the above, we will strive to notify you of changes to these terms which significantly affect your rights and obligations. Such notices shall be sent to the email address you provided as part of your account registration and it is your responsibility to keep your contact information up-to-date.

2. Our Products And Offerings

Hook as a platform bridges the gap between individuals who need liquid cash and businesses who need discounted gift cards as a payment alternative. We provide services using our website (hook.ng), mobile app, and API (all together referred to as “Hook Platform”).

Our services enable individuals to exchange gift cards and vouchers for cash equivalent (herein referred to as ‘customers’ or ‘clients’ or ‘users’), and also enable businesses to get discounted gift cards as payment alternatives (herein referred to as ‘partners’).

3. Eligibility

To be eligible for the use of Hook Platform, you must:

  • Complete the registration process.
  • Not be less than 18 years of age as an individual and must possess the authority to accept the terms of use on behalf of or if it’s a company.
  • Not have been previously suspended or banned from the use of Hook Platform.
  • Pass all KYC and compliance requirements.
  • Not violate any law and regulation applicable to you, including but not limited to regulations on anti-money laundering, anti-corruption, and counter-terrorist financing.

4. Identity Verification

You hereby authorize Hook to, directly or through the use of a third party or parties, make any inquiries we consider necessary to verify your identity and/or your transaction and/or protect against fraud, including to query identity information contained in public reports (e.g., your name, address, past addresses, or date of birth), to query account information associated with your linked bank account (e.g., name or account balance), and to take action we reasonably deem necessary based on the results of such inquiries and reports. You further authorize any and all third parties to which such inquiries or requests may be directed to fully respond to such inquiries or requests.

5. Security of Account

Hook remains committed to the security of the platform, user data, and user assets, however, it is important that Hook users treat the login credentials used to access the platform as confidential information and avoid disclosure to any other party, or parties. As a user, you hereby agree that you are totally responsible for the security of your account and its login credentials.

Hook shall not be liable for any loss or damage caused by authorised or unauthorised use of your login credentials. You hereby acknowledge that you understand that Hook will never ask for your login credentials via email, SMS, social media, instant messenger, or any other channel.

6. Transaction Cancellation and Refund

Transactions on Hook may be cancelled within a certain time window if requested by a user. Transactions may also not be cancelled after a certain time window. You understand that the time window is totally dictated by Hook, and generally depends on the transaction status and the processing stage. You invariably agree that Hook ultimately dictates if a transaction may be cancelled or not.

Hook may also cancel a suspicious transaction, or if we believe it’s beyond our risk appetite, or if you are unable to provide all required information (like a purchase receipt) to verify the authenticity and legality of your transaction.

7. Transaction Modification

Hook may modify a transaction if submitted with wrong transaction details (perceived or otherwise). By using Hook, you agree that Hook may also modify your transaction in its best interest, or in your best interest, notwithstanding, our quality assurance policies ensure that you are satisfied as a user.

8. Prohibited Activities

The use of the Hook platform, or its services, or provided API prohibits that you:

  • Breach its terms of use or privacy policies.
  • Attempt to trade in an asset that was not legally obtained by you.
  • Facilitate, engage or partake in any fraudulent activities including but not limited to any actions to defraud Hook, its users, or any individual or company.
  • Breach any laws and regulations applicable to you.
  • Act in a defamatory or harassing manner to Hook, its agents, or its users.
  • Provide false personal information.
  • Carry out automated activities that consume an unreasonable amount of Hook’s infrastructure.

You hereby acknowledge that Hook reserves the right to restrict or terminate access to your Hook account or take legal actions upon the reasonable suspicion or conviction that you have carried out any of the prohibited activities.

9. Proprietary Rights

You acknowledge and agree that Hook is the exclusive owner of all intellectual property rights, including the Hook Platform, services, logos, trade names, brand names, designs, and necessary software used in connection with the Hook Platform. However, any proprietary rights associated with third-party logos, trade names, brand names, and designs shall belong to those third parties.

The Hook Platform may feature proprietary logos, service marks, and trademarks owned or used by the Company or others. Hook is not granting you any licence to use these proprietary marks by displaying them on the Platform, and unauthorised use may violate intellectual property laws.

You understand and acknowledge that Hook owns the Hook Platform, and these Terms and Conditions do not transfer any ownership, rights, or title from the Hook to you or any third party.

10. Privacy Policy

By using the Hook Platform, you acknowledge and agree to be bound by the terms of our Privacy Policy, which is incorporated by reference into these Terms and Conditions and can be found here.

Our Privacy Policy outlines the collection, use, and disclosure of personal information and other data by the Hook Platform. You are responsible for reviewing our Privacy Policy to understand how we use your information and data.

We may update or revise our Privacy Policy from time to time, and any changes will be effective immediately upon posting the revised Privacy Policy on the Hook Platform. By continuing to use the Hook Platform after any changes to the Privacy Policy, you agree to be bound by the updated or revised Privacy Policy.

11. Account Monitoring, Suspension, or Termination

Upon probable cause to believe that you have acted in violation of these Terms and Conditions or:

  • That any content or material or asset submitted or shared by you in or through the Hook platform violates these Terms of use or the intellectual property rights, other property rights, or the right to privacy of any third party.
  • We have reason to believe that your use of the Hook platform is in violation of any applicable law or regulation, or that you are using the services in a fraudulent manner or otherwise contrary to the purpose of this Agreement.
  • We have reason to believe that you have supplied false, misleading, or deceptive information in connection with your registration, identity verification, transactions, or any other use of the services, either to us or to another user.
  • You have not responded to our inquiries or supplied the information requested by us within a reasonable period of time.
  • We are required to do so under any applicable law, regulation, or an order issued by an authority.
  • If we determine that you have at any previous point in time violated this Agreement or any other agreement that you have entered into with us.

Upon the occurrence of ANY of the above, Hook shall immediately close, suspend or limit your account.

12. Grievance Policy

Hook believes in providing excellent service and strives to be sincere and transparent in its approach to customer service. Your confidence in us is of paramount importance to us and we would never place our personal growth before your interest.

We ensure a simply incredible and user-friendly experience for all our customers and in case of any complaint or concern, we do everything we can to fix them.

Hook has developed a procedure for prompt attention to the grievances of its customers with respect to various issues by setting up a “customer support” and “a dispute resolution mechanism”.

Customers can give their complaints/feedback only by using:

  • The live chat available on our public domain,
  • Calling our official contact number (+234 901 931 2249), or
  • Sending an email to help@hook.ng

You hereby agree that you are aware of our customer support channels, and we’re not liable for any damage or loss as a result of using any other unrecognized channel.

13. Disclaimers and Liability Limitation

  • Hook is not liable for delays or failures caused by events outside our control (e.g., internet outages, regulatory actions, natural disasters).
  • Third-party APIs or services used on the Platform may fail; we are not responsible for their performance.
  • To the fullest extent permitted by law, Hook disclaims liability for indirect, incidental, or consequential damages.

Hook makes use of the best services. Hook does not offer its services through social media. All transactions are done either on our official website (hook.ng), or on our mobile app downloadable on Apple Store or Google PlayStore.

14. Anti-Money Laundering Policy

Hook complies with:

  • The Money Laundering (Prohibition) Act, 2011 (as amended) (Nigeria).
  • The Terrorism (Prevention) Act, 2011 (as amended) (Nigeria).
  • The Central Bank of Nigeria AML/CFT Regulations, 2013.
  • The Ghana Anti-Money Laundering Act, 2020 (Act 1044) and related regulations.

We maintain transaction monitoring, reporting, and KYC processes, including cooperation with regulators such as the EFCC, SCUML, and the Ghana Financial Intelligence Centre (FIC).

15. Governing Law

This Agreement and the rights and obligations of the Parties hereunder shall be governed by and interpreted and construed as follows:

  • If you are in Nigeria, these Terms are governed by the laws of the Federal Republic of Nigeria.
  • If you are in Ghana, these Terms are governed by the laws of the Republic of Ghana.

16. Contact Details

If you have any questions or concerns regarding these Terms of Service, please contact us via:

Approved By Management
Updated this 11th day of September, 2025

Ready to trade with confidence?

Join 500,000+ users who trust Hook for fast, secure gift card trading.

Get started Learn more

Tag: How much is Amazon card in naira?

  • How Much Is $100 Amazon Gift Card In Naira Today?

    The $100 Amazon gift card currently has a current price of 726/$. This means you would get up to 93,600 Naira if you try to convert $100 Amazon gift card to naira on Hook today. 

    To get the current rate of your gift card, you can use the gift card rate calculator. You only have to input four pieces of information- the type of gift card (physical or E-code), the category, the sub-category, and the amount. All this information will be calculated, and the current rate will be displayed immediately.

    Amazon has become very popular in recent times, even in countries like Nigeria, which will make you wonder how much a $100 Amazon gift card is worth in Naira. Amazon (as a platform) is known for selling a wide range of products. From electronics to clothing items, stationaries, and pretty much anything you can think of, Amazon is known as “The Everything Store”. 

    There are different ways to make payments for the purchase of goods on Amazon but one of the most convenient ways is to use an Amazon gift card. 

    What is an Amazon Gift Card?

    A gift card is a prepaid card used to purchase goods and services from stores and other places where they are accepted. These cards act as an alternative means of payment for products and services, and they are loaded with a specific amount of money and are used just like regular bank cards.

    An Amazon gift card is a prepaid debit card topped up with money and can be used to purchase items from the Amazon website and physical retail stores.

    The Amazon gift voucher comes in both physical and electronic forms. The physical cards are the plastic cards you need to scratch or peel to reveal the code, while the electronic, also known as an E-code, is an electronic gift cards sent to your provided email address after purchase. 

    Some Features Of Amazon Gift Cards

    1. Amazon gift cards never expire, and they charge zero fees.
    2. The Amazon card comes in various designs and denominations. 
    3. You can schedule the delivery of gift cards by email up to a year in advance.
    4. Amazon gift cards cannot be refunded.
    5. Amazon.com Gift Cards can only be redeemed on Amazon.com and other related sites, as specified in the Amazon Gift Card Terms and Conditions.

    How Is Amazon Gift Card Rate Determined?

    Many things affect the rate of Amazon gift cards, but three major factors stand out. They are:

    • The Type Gift Card: 

    The type of gift card you have affects the rate of the card. Specifications such as the form (physical or E-code) and the amount on the card. Regarding the voucher form, physical cards usually have a higher resale value than E-gift cards.

    • The Demand for the Gift Card: 

    The higher the demand for the card, that is, the more people want the card, the higher the card’s value, which leads to a higher resale value.

    Different trading platforms offer varying rates, which also determines the rate you’ll see.

    How much is $100 Amazon Gift Card in Nigerian Naira

    Currently, the price of a $ 100 Amazon gift card on Hook.ng is #93,240 Naira. You can use our Gift card rate calculator to find out the current rate of different gift cards in Nigeria. It only requires four details: the card type physical or electronic code, categories, subcategories, and the amount. All of this data will be calculated, and the rate you are currently charged will be displayed immediately.

    On Hook, the cost of a hundred-dollar Amazon gift cards varies depending on the payment method and type of card.  Usually, you will find that the USA Amazon cash payment is the highest Amazon gift card.

    How much is $25 Amazon card in naira?

    The current value for a $25 Amazon gift card to naira at the time of writing is between 23,500 NGN to 25,000 NGN. This is currently the best rate available for Amazon gift card trades in the country, and you can sell at this rate with Hook at this time.

    How Much is a $50 Amazon Gift Card In Nigerian Naira

    The $50 Amazon gift card currently has a current price of 930/$. This means you would get up to 46,550 Naira if you try to convert $50 Amazon gift card to naira on Hook today. 

    To get the current rate of your gift card, you can use the gift card rate calculator. You only have to input four pieces of information- the type of gift card (physical or E-code), the category, the sub-category, and the amount. All this information will be calculated, and the current rate will be displayed immediately.

    An Amazon gift card cash receipt

    On Hook, a $100 Amazon gift card’s price varies according to the payment method. The type of receipt used when purchasing the gift card has an effect on the price. You can check out the differences between amazon gift card receipts on our FAQs page. 

    Usually, the USA Amazon cash receipt is always one of the highest regarding Amazon gift card rates. 

    Where Can I Resell My Amazon Gift Card?

    If you are looking for the best gift card exchange platform to sell Amazon gift cards, Hook is the answer. 

    With the best rates, Hook is trusted by over 100,000 users in Nigeria. 

    With the combination of mouthwatering rates, an easy-to-navigate trading app and website, and its super fast payout, you can sell your Amazon gift card for Naira in minutes.

    Hook is available in Nigeria and you can download the app on Android and IOS.

    Conclusion

    The popularity of the Amazon gift card and the brand itself make it a well-sought-after gift card, and it is excellent for gifting. 

    However, if you decide to resell it for cash, there are numerous gift card trading platforms out there. But with Hook, you are guaranteed the best rates to get the most out of your card, a seamless trading experience and a super fast payout. 

    Get started by downloading the app on Google Play Store or Apple App Store.