Hook.ng Rate Calculator

Enter your gift card details below to calculate how much naira you'll be paid, using our live rates.

Enter amount
Select a card to see the rate
Select category
Select card / denomination
NGN PAYOUT ₦0
🚀 Start Trading on Hook
Loading live rates…

🏆 The best gift card rates…

Listed below are the top gift cards with the best rates on Hook right now, ranked in descending order. This list updates automatically as rates change.

Loading top rates…

About rates on Hook

Hook's rates update continuously, so the numbers on this page reflect the current market as closely as possible. Prices you see now may shift within minutes as demand for specific cards changes — if you've had this tab open for a while, refresh before locking in a trade.

Every rate reflects live buyer demand, not a fixed markup. When a card is in high demand, its rate on Hook tends to rise; when demand drops, so does the price. You're seeing what the market is actually paying, updated automatically as it changes.

Hook currently supports a wide range of card types for trading, including Steam, iTunes, Amazon, Google Play, Razer Gold, Apple Store, Visa, American Express, PlayStation, Xbox, Walmart, Sephora, and dozens more. Whether you're asking "how much is my gift card worth in Nigeria" or comparing rates across platforms, this page is built to answer that in real time. You can also see our full gift card trading options for Nigeria and Ghana.

What moves gift card rates?

Rates aren't arbitrary — they track supply and demand like any market. Around December, e-commerce activity spikes as businesses and shoppers stock up for the holidays, which pushes gift card demand — and rates — higher. Gaming cards in particular, like Steam, PlayStation, and Xbox, tend to climb during this period as more people are home and playing.

Once the holiday rush passes, demand cools off in January and February, and rates typically dip back down as the market resets.

Beyond seasonality, individual card rates move based on how easily that card can be redeemed, current buyer appetite for that brand, and broader currency conditions. Hook's calculator reflects all of that automatically — no manual updates, no guesswork.

Frequently asked questions

How much can I sell gift cards for in Nigeria?
The naira value depends on the card brand, denomination, and current market demand. Hook's rate calculator updates continuously, so you can enter your card details above to see the exact live payout before you trade.
What is the gift card rate in Nigeria today?
Gift card rates change throughout the day based on supply and demand. Hook's rates on this page are updated automatically in real time, so the figures shown reflect the current rate rather than a fixed daily price.
Which gift card has the highest rate right now?
This varies by the hour depending on demand. The "best gift card rates" table above is ranked automatically from highest to lowest payout, so the top-ranked card is always the current best rate on Hook.
Why do gift card rates change?
Rates move with supply and demand. Demand for gift cards, especially gaming cards like Steam, PlayStation, and Xbox, tends to rise during the holiday season and cool off in January and February, which shifts rates up or down accordingly.
How often are Hook's gift card rates updated?
Hook's rates refresh automatically as market conditions change. If you leave this page open for a while, refresh it before trading to make sure you're seeing the current rate.

Ready to trade with the best rates?

Join 500,000+ users who trust Hook for fast, secure gift card trading with the highest rates.